Financial Software

Know Every Project's Real Profit Margin

Know Every Project's Real Profit Margin

Know Every Project's Real Profit Margin

Most contractors don't know a job lost money until it's already finished. Asset Card shows your margin while the job's still running, so you're never finding out too late.

Most contractors don't know a job lost money until it's already finished. Asset Card shows your margin while the job's still running, so you're never finding out too late.

Most contractors don't know a job lost money until it's already finished. Asset Card shows your margin while the job's still running, so you're never finding out too late.

Hendrick’s Residence

0%

balance

$ 130,500

spent

$ 250,000

budget

$ 500,000

Asset Card

. . . . 0843

Hendrick’s Residence

0%

balance

$ 130,500

spent

$ 250,000

budget

$ 500,000

Built by real contractors

Stop robbing Peter to pay Paul.

Stop robbing Peter to pay Paul.

Stop robbing Peter to pay Paul.

Asset Card was built by contractors who experienced firsthand how hard it is to manage multiple projects with the wrong financial tools. We’ve lived the frustration of mixed funds, unclear budgets, and end-of-month cleanup - so we built a better way.

Asset Card was built by contractors who experienced firsthand how hard it is to manage multiple projects with the wrong financial tools. We’ve lived the frustration of mixed funds, unclear budgets, and end-of-month cleanup - so we built a better way.

The traditional bank

One pooled account for every job

Deposits and card spend from every project land in the same account. Nothing shows where the money came from, or which job it goes to.

Project A draw

Project B deposit

Project C retainer

BUSINESS CHECKING — ALL PROJECTS

$418,600.00

Lumber yard — $8,240

Which job?

Draw deposit — $60,000

Whose money?

Sub payment — $14,500

Unassigned

Fuel & tolls — $1,180

Split how?

Permit fee — $2,400

Unassigned

THEN COMES MONTH-END

Sorting receipts back to the right job

Guessing at budgets that already drifted

Explaining to an owner where their draw went

Result: one job’s draw quietly covers another job’s bills — and you find out at month-end you actually lost money.

Asset Card

A separate account for every project

Every draw, deposit, and card swipe belongs to one project from the moment it happens. Visible from your pocket, with budgets that never borrow from each other.

Asset Card app showing a separate account for each project

Lumber yard — $8,240

Hendrick’s Residence

Draw deposit — $60,000

The Meridian Hotel Lobby

Sub payment — $14,500

Chen Kitchen Remodel

Result: every dollar stays with the job that earned it — no borrowing, no cleanup.

One account. Every project. Total control.

One account. Every project. Total control.

One account. Every project. Total control.

All-in-one project financial banking, card issuance, spend management, invoicing and billing.

All-in-one project financial banking, card issuance, spend management, invoicing and billing.

Project bank accounts

Open a dedicated bank account for every project in seconds. Keep every dollar separate for clean, audit-ready accounting.

Hendrick’s Residence

0%

balance

$ 130,500

spent

$ 250,000

budget

$ 500,000

Live transactions

See every card swipe and payment the moment it happens. Each transaction lands in the right project account, tagged with who spent, where, and on which job.

icon

Paid with Asset Card •• 4921

Apple

Subscriptions

completed

$5.99

20 Jan2025

Invoicing & estimates

Send branded estimates and invoices for e-signature approval. Get paid directly into project accounts so draws, cash, and margins stay clear.

Roles & permissions

Assign permissions based on roles to keep projects secure. Control who can view accounts, approve spend, and issue cards on every project.

All Users
JP
John Parker

Client portal

Give clients a live view of their project — shared invoices, approvals, and transactions as work happens. No more month-end scramble for progress billing.

Client view — shared

Live

Invoice #1042 — progress draw

Approved

Transactions shared this week

24

Budget remaining

$249,500

Arvis AI insights

Ask Arvis anything about your numbers. Get powerful insights and forecasts from your own project data — cost overruns, cash timing, and margin trends before they bite.

Arvis

“Will Hendrick’s finish under budget?”

Yes — you’re pacing 8% under budget. At the current burn rate this project closes around $460,000, leaving roughly $40,000 of margin upside.

Projected spend — next 6 weeks

Project bank accounts

Open a dedicated bank account for every project in seconds. Keep every dollar separate for clean, audit-ready accounting.

Hendrick’s Residence

0%

balance

$ 130,500

spent

$ 250,000

budget

$ 500,000

Live transactions

See every card swipe and payment the moment it happens. Each transaction lands in the right project account, tagged with who spent, where, and on which job.

icon

•• 4921

Apple

Subscriptions

completed

$5.99

20 Jan

Invoicing & estimates

Send branded estimates and invoices for e-signature approval. Get paid directly into project accounts so draws, cash, and margins stay clear.

Roles & permissions

Assign permissions based on roles to keep projects secure. Control who can view accounts, approve spend, and issue cards on every project.

All Users
JP
John Parker

Client portal

Give clients a live view of their project — shared invoices, approvals, and transactions as work happens. No more month-end scramble for progress billing.

Client view — shared

Live

Invoice #1042 — progress draw

Approved

Transactions shared this week

24

Budget remaining

$249,500

Arvis AI insights

Ask Arvis anything about your numbers. Get powerful insights and forecasts from your own project data — cost overruns, cash timing, and margin trends before they bite.

Arvis

“Will Hendrick’s finish under budget?”

Yes — you’re pacing 8% under budget. At the current burn rate this project closes around $460,000, leaving roughly $40,000 of margin upside.

Projected spend — next 6 weeks

Swipe for more features

More of what you need, less of what you don’t.

More of what you need, less of what you don’t.

More of what you need, less of what you don’t.

  • Budgeting

    Track real-time project spend vs. budget.

  • GL Coding

    Auto-code spend to GL, jobs, and cost codes.

  • Receipt upload

    AI matches receipts to the project and transaction.

  • Payments

    Send no-fee wires anytime to subs and vendors.

  • Tax preparation

    Export clean records for simple year-end audits.

  • QuickBooks sync

    Two-way sync keeps your books current automatically.

  • Progress billing

    Bill draws as work completes, straight from the project.

Live P&L for every project, the moment money moves.

Live P&L for every project, the moment money moves.

Live P&L for every project, the moment money moves.

What used to take days of pulling receipts and reconciling cards now takes seconds. Every project's spend is tracked automatically, so a client-ready progress report is always one click away.

What used to take days of pulling receipts and reconciling cards now takes seconds. Every project's spend is tracked automatically, so a client-ready progress report is always one click away.

Asset Card — Project reporting

Live

Hendrick’s Residence

Marina Bay Refit

Oak & Vine Launch

SPENT

$250,000

Labor

42%

Materials

26%

Subcontractors

20%

Fees & permits

12%

LINE ITEM

PAID FROM PROJECT

Framing crew — week 14

$82,400

Lumber & drywall

$64,300

Electrical — rough-in

$41,200

Plumbing subcontractor

$28,900

Permits & inspection fees

$12,800

Contract value

$500,000

Spent to date

$250,000

Net margin

50.0%

Instant close

Project P&Ls update the second a card is swiped — no reconciling at month-end.

Line-item clarity

Every transaction lands as a coded line item on the right project statement.

Report-ready exports

Send owners, partners, investors or your accountant a clean statement in one click.

Instant close

Project P&Ls update the second a card is swiped — no reconciling at month-end.

Line-item clarity

Every transaction lands as a coded line item on the right project statement.

Report-ready exports

Send owners, partners, investors or your accountant a clean statement in one click.

Swipe through industries

Why you should make the switch to Asset Card.

Why you should make the switch to Asset Card.

Why you should make the switch to Asset Card.

Designed for real projects- not generic business banking.

Designed for real projects- not generic business banking.

Other Tools

Data buried across banks, cards, and spreadsheets

Reporting project profit takes hours of manual work

Little control over who spends what, where, and when

Hard to spot unauthorised or off‑budget spending

Generic finance tools, not built for project work

Asset Card

Real-time tracking of every project’s costs

Reports generate instantly

Tight role-based controls on cards, limits, and approvals

Clear live data and AI insights for confident decisions

Guarantee trust and transparency to your clients

Other Tools

Data buried across banks, cards, and spreadsheets

Reporting project profit takes hours of manual work

Little control over who spends what, where, and when

Hard to spot unauthorised or off‑budget spending

Generic finance tools, not built for project work

Asset Card

Real-time tracking of every project’s costs

Reports generate instantly

Tight role-based controls on cards, limits, and approvals

Clear live data and AI insights for confident decisions

Guarantee trust and transparency to your clients

Because your projects deserve more than a spreadsheet.

Because your projects deserve more than a spreadsheet.

Because your projects deserve more than a spreadsheet.

2x

2x

2x

Faster project delivery

+50%

+50%

+50%

Improvement in client satisfaction

10k+

10k+

10k+

Happy users

Built for contractors. Trusted by productive teams.

Built for contractors. Trusted by productive teams.

Built for contractors. Trusted by productive teams.

What teams are saying after moving their project finances to Asset Card.

What teams are saying after moving their project finances to Asset Card.

Flexible pricing for every team.

Flexible pricing for every team.

Flexible pricing for every team.

Volume pricing that drops as you add projects. Team and vendor seats scale in blocks of 10.

Volume pricing that drops as you add projects. Team and vendor seats scale in blocks of 10.

1–5 projects

$50

/project/month

For crews running a handful of jobs.

Up to 5 project accounts

10 team members included

10 vendors included

Cards, invoicing & client portal

QuickBooks sync & progress billing

6–10 projects

$40

/project/month

For builders juggling several jobs at once.

6 to 10 project accounts

20 team members included

20 vendors included

Everything in the 1–5 tier

Priority email & chat support

10+ projects

Custom

volume pricing

For portfolios adding projects every month.

Unlimited project accounts

Team seats in blocks of 10

Vendor seats in blocks of 10

Dedicated account manager

API access, SSO & onboarding

1–5 projects

$50

/project/month

For crews running a handful of jobs.

Up to 5 project accounts

10 team members included

10 vendors included

Cards, invoicing & client portal

QuickBooks sync & progress billing

6–10 projects

$40

/project/month

For builders juggling several jobs at once.

6 to 10 project accounts

20 team members included

20 vendors included

Everything in the 1–5 tier

Priority email & chat support

10+ projects

Custom

volume pricing

For portfolios adding projects every month.

Unlimited project accounts

Team seats in blocks of 10

Vendor seats in blocks of 10

Dedicated account manager

API access, SSO & onboarding

Swipe to compare tiers

Need more people? Team members and vendors are added in blocks of 10 on any tier.

Need more people? Team members and vendors are added in blocks of 10 on any tier.

Need more people? Team members and vendors are added in blocks of 10 on any tier.

Projects are billed monthly. Close a project any time before the next billing cycle and you stop paying for it — no contracts, no cancellation fees.

Everything you need to know before getting started.

Everything you need to know before getting started.

Everything you need to know before getting started.

What types of businesses can use AssetCard?

AssetCard is specifically designed for project-based businesses, including construction companies, house flippers, event planners, yacht management firms, property managers, and other industries that operate on a project-by-project basis. Our platform provides tailored solutions to help you manage finances, track expenses, and organize accounts for each individual project.

Can I try the app for free?

Yes! Your first project is free, which allows you to get a feel for the application. The free project comes with constraints on the number of team members and vendors, but provides full access to core features. Please note that a valid EIN and driver’s license are required to sign up for AssetCard.

Is Asset Card safe and secure?

Yes, AssetCard is very secure. We partner with Stripe and Celtic Bank to provide the highest grade of security and encryption for all your transactions and data. Your information is protected with industry-leading security standards.

How quickly can I get started with AssetCard?

Getting started with AssetCard is quick and easy. Most users can complete the account setup process in just a few minutes. Once your account is verified, you can begin using AssetCard’s features immediately.

Is there a web app available?

Yes, AssetCard offers a fully-featured web application that you can access from any browser. This allows you to manage your accounts, view transactions, and access all features from your desktop or laptop computer, in addition to our mobile solutions.

What kind of support do you offer?

We offer comprehensive customer support to all AssetCard users. Our support team is available to assist you with any questions, technical issues, or account inquiries. You can reach us through our help center, email, or live chat.

Can I integrate with other tools?

Yes, AssetCard supports integrations with various business tools and platforms. We have a built-in QuickBooks integration, with additional integrations coming in the near future. We offer API access for enterprise clients who need custom integrations to help streamline your workflow and connect with your existing systems.

How do I add team members to my AssetCard account?

Adding team members is simple through your account dashboard or mobile app. You can invite users via phone number, and they will sign up and become part of your organization. You can control project-level access, set spending controls, and manage permissions to ensure each team member has appropriate access to relevant accounts and features.

What fees does AssetCard charge?

AssetCard offers transparent pricing with no hidden fees. Specific fee structures depend on your account type and usage. Please visit our pricing page or contact our sales team for detailed information about fees applicable to your use case.

See how much you could save by switching.

See how much you could save by switching.

See how much you could save by switching.

Enter how many projects you run. These are assumptions, not a quote — every figure below is an estimate you can sanity-check against your own numbers.

Enter how many projects you run. These are assumptions, not a quote — every figure below is an estimate you can sanity-check against your own numbers.

What switching to Asset Card could be worth

Bookkeeping hours are the obvious cost. The hours you spend untangling project money instead of running jobs are the expensive ones.

Bookkeeping cost saved (annual)
$15,000$30,000
Based on 510 hours/week at baseline, scaled by project volume.
Owner time reclaimed (annual value)
$15,000$37,500
Based on 25 owner admin hours/week at baseline.
Total estimated annual saving (net)
$27,000$64,500
Less estimated Asset Card cost: $3,000/yr
Assumptions used
• Baseline project count: 5 projects
• Bookkeeping hours saved at baseline: 510 hours/week
• Bookkeeper hourly rate: $60
• Owner admin hours reclaimed at baseline: 25 hours/week
• Owner hourly value: $150
• Volume scaling exponent: 0.7
• Working weeks per year: 50
• Asset Card monthly rate tiers (per project): 1–5 = $50, 6–10 = $45, 11+ = $40 (current applied rate: $50/project/month)

Illustrative estimate only. Figures are based on the assumptions listed above and will vary by business, project mix, and bookkeeping setup — they are not a guarantee of savings.

What switching to Asset Card could be worth

Bookkeeping hours are the obvious cost. The hours you spend untangling project money instead of running jobs are the expensive ones.

Bookkeeping cost saved (annual)
$15,000$30,000
Based on 510 hours/week at baseline, scaled by project volume.
Owner time reclaimed (annual value)
$15,000$37,500
Based on 25 owner admin hours/week at baseline.
Total estimated annual saving (net)
$27,000$64,500
Less estimated Asset Card cost: $3,000/yr
Assumptions used
• Baseline project count: 5 projects
• Bookkeeping hours saved at baseline: 510 hours/week
• Bookkeeper hourly rate: $60
• Owner admin hours reclaimed at baseline: 25 hours/week
• Owner hourly value: $150
• Volume scaling exponent: 0.7
• Working weeks per year: 50
• Asset Card monthly rate tiers (per project): 1–5 = $50, 6–10 = $45, 11+ = $40 (current applied rate: $50/project/month)

Illustrative estimate only. Figures are based on the assumptions listed above and will vary by business, project mix, and bookkeeping setup — they are not a guarantee of savings.

Product updates, tips, and insights to help your team thrive.

Product updates, tips, and insights to help your team thrive.

Product updates, tips, and insights to help your team thrive.

Asset Card for Yachting: Transforming Yacht Financial Management

The yachting industry faces unique financial challenges: managing complex charter APAs, tracking spend across multiple vessels and trips, handling multi-currency transactions, maintaining VAT compliance across jurisdictions, and coordinating crew purchasing in remote locations. Traditional expense management creates delays, compliance gaps, and operational friction that impacts owner satisfaction and charter closeouts. Asset Card transforms yacht financial operations by structuring accounts around vessels and trips, enforcing real-time documentation, automating APA tracking, and enabling same-day charter reconciliation. The result: transparent spend control, instant closeouts, full compliance, and happier owners, guests, and crew.

How to Use Asset Card for Music Festival Planning: A Comprehensive Solution for Event Finance Management

Music festival planning requires coordinating numerous vendors, managing artist payments, tracking production expenses, and organizing countless event-specific costs. Festival organizers often struggle with keeping finances organized across different departments and stages, leading to budget overruns and accounting complications. Asset Card offers a tailored solution to handle the unique financial challenges of music festival management.

How to Use Asset Card for Wedding Planning: A Comprehensive Solution for Event Finance Management

Wedding planning involves coordinating numerous vendors, tracking client deposits, managing venue payments, and organizing countless event-specific expenses. Many wedding planners struggle with keeping finances organized across different clients and events, leading to confusion and potential billing errors. Asset Card offers a tailored solution to handle the unique financial challenges of wedding planning businesses.

Ready to take control of project expenses?

Ready to take control of project expenses?

Ready to take control of project expenses?

Book a free demo and see how Asset Card helps your team track every dollar, every project, every time.

Book a free demo and see how Asset Card helps your team track every dollar, every project, every time.

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